Car accidents happen to even the safest drivers on the road. Car insurance helps protect both the person at fault and the victim(s), but it is not always easy to obtain the compensation you deserve from insurance companies, especially when the accident was due to another party’s negligence. The Tennessee auto insurance lawyers at James R. Omer & Associates, PLLC have the extensive knowledge base and experience to enforce Tennessee auto insurance law and get auto accident victims the proper recompense.
Filing auto accident insurance claims can be a lengthy and complicated process. Without legal representation victims may make mistakes that can result in thousands of dollars of lost compensation. Attorneys can also answer all of you car accident questions and help you understand this legal maze. Whether or not you choose to hire an attorney after an auto accident, be smart about your auto accident claim and go into the process armed with the following important information.
Accident Scene Suggestions
If you or your passengers are suffering from any injuries, be sure to get treatment right away. Contact your insurance company immediately after the car accident to get the insurance ball rolling. This is also the time to contact an auto accident attorney and provide a copy of all your insurance policies that cover accidents or injuries so the attorney will be completely familiar with your specific coverage.
The more information you can collect about every detail of the accident, the easier the attorney’s job will be to obtain monetary damages.
- Document and photograph all details of the accident, including vehicle information and damage, personal injuries, weather/road conditions, time of day, events leading up to the crash, etc.
- Obtain detailed information from all other parties involved as well as witnesses, including names, phone numbers, insurance information, driver’s license numbers, etc.
- Document your conversations with individuals involved in the claim, including the specifics of the discussions, day, time and the name of the person you spoke to
- Retain all paperwork, bills and receipts for any expenditures relating to the auto insurance claim, including medical bills and vehicle repair work
Auto Insurance Claim Roadblocks
Avoid doing or saying things that the insurance company can use against you in auto insurance claims, such as:
- Verbally assigning fault to anyone involved in the accident to the insurance company
- Providing inaccurate or fraudulent information to the insurance company
- Signing any documents, release or waiver without fully understanding what you are signing
- Accepting any settlement that is offered by the insurance company unless you feel it is just compensation or have consulted with an attorney
- Waiting too long to file a claim; there is a statute of limitations on how long you have to file a claim after an accident
If you have been involved in an auto accident in Nashville, Tennessee or the surrounding area, please contact the automobile accident attorneys at James R. Omer & Associates, PLLC to schedule a consultation and put the power of Tennessee law on your side.